To determine how much of a monthly loan payment you can afford fill out the following form and click the "Calculate" button. Enter the monthly gross (pre-tax) income of all borrowers. Enter the combined monthly payments for all borrowers. Specify the expected loan terms and downpayment amount. Affordability is calculated based on a front ratio of 28% and back ratio of 36%. Tax and insurance amounts are estimated.

Monthly Income

Loan Information

Down Payment

Monthly Payments

Principal and Interest:
Monthly Taxes::
Monthly Hazard Insurace::
Monthly Mortgage Insurance::
Total Loan Payment:
Monthly Income:
Monthly Payments:
Home Value:
Down Payment:
Loan Amount: